The Fall Top 40 Rankings

The Bank Blog has ranks the Top 40 most likely to fail, regulated, deposit taking banks in the United States.  As all regulated banks are now filing under the same reporting format the 2012 ranking have all included savings banks.

The Bank Blog continues to demonstrate well its ability to predict bank distress.  Overall, there were less failure in the last quarter. But of the 40 banks listed, six did fail. Several problem banks all have the same parent, Capital Bancorp Limited. The Bank Blog has decided to highlight those banks. We would also like to caution our readers not to infer that those banks leaving the list are now safe.  Of the eleven other banks leaving the list, seven of them are still among the top two percent in terms of risk. The Bank of Naples was acquired and First Carolina bank was restructured.

Returning banks from the prior list are listed in bold and newly failed banks are listed in italics. Capital Bancorp Limited banks are listed with an asterisk before their name.

1. * PISGAH COMMUNITY BANK of ASHEVILLE, NC
2.  EASTERN SAVINGS BANK of HUNT VALLEY, MD

3. * SUNRISE BANK of VALDOSTA, GA
4. WESTSIDE COMMUNITY BANK of UNIVERSITY PLACE, WA
5. U.S. CENTURY BANK of MIAMI FL
6. COMMUNITY BANK OF THE OZARKS of SUNRISE BEACH, MO
7. DUPAGE NATIONAL BANK of WEST CHICAGO, IL
8. TEXAS COMMUNITY BANK, N.A. of THE WOODLANDS, TX
9. DECATUR STATE BANK of DECATUR, AR  
10. THE PATTERSON BANK of PATTERSON, GA
11. FIRST FEDERAL BANK of LEXINGTON, KY
12. COMMUNITY SOUTH BANK of PARSONS, TN
13. COVENANT BANK of CHICAGO, IL

14. HERITAGE BANK OF FLORIDA of LUTZ, FL 
15. ANCHOR COMMERCIAL BANK of JUNO BEACH, FL
16. HERITAGE BANK OF NORTH FLORIDA, ORANGE PARK, FL
17. * MICHIGAN COMMERCE BANK of ANN ARBOR, MI
18. BANKS OF WISCONSIN of KENOSHA, WI
19. BEACH COMMUNITY BANK of FORT WALTON BEACH, FL
20. INDEPENDENT BANKERS' BANK OF FLORIDA of LAKE MARY, FL
21. * BANK OF LAS VEGAS of LAS VEGAS, NV
22. FIRSTSECURE BANK AND TRUST CO. of PALOS HILLS, IL
23. FIRST NATIONAL BANK of EDINBURG TX
24. * CENTRAL ARIZONA BANK of SCOTTSDALE, AZ
25. TEXAS SAVINGS BANK, STATE SAVINGS BANK of SNYDER, TX
26. THE PEOPLES BANK of COVINGTON, GA
27. AZTECAMERICA BANK of BERWYN, IL
28. MILE HIGH BANKS of LONGMONT, CO
29. GUARANTY BANK of BROWN DEER, WI 
30. 1ST REGENTS BANK of ANDOVER, MN
31. GEORGIA PRIMARY BANK of ATLANTA, GA
32. FIRST SOUTH BANK of SPARTANBURG, SC
33. STATE BANK OF HERSCHER of HERSCHER, IL
34. AMERICAN METRO BANK of CHICAGO, IL
35. THE COLUMBIA SAVINGS BANK of CINCINNATI, OH
36. CENTRUST BANK, NATIONAL ASSOCIATION of NORTHBROOK, IL
37. * SUNRISE BANK OF ALBUQUERQUE of ALBUQUERQUE, NM
38. VILLAGE BANK of SAINT FRANCIS, MN
39. HOME FEDERAL BANK OF HOLLYWOOD of HALLANDALE, FL
40. GOLDEN STATE BANK of UPLAND, CA

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