The Fall Top 40

The Bank Blog has ranks the Top 40 most likely to fail, regulated, deposit taking banks in the United States.

Shutdowns have fallen to a post-crisis low. Only three failures since the previous update, all on the Summer Top 40. Seven other banks departed the list of which one was acquired, two others were re-capitalized and the others all remaining among the 60 riskiest banks in the nation. Therefore would also like to caution our readers not to infer that currently listed banks or those leaving the list are now safe. While the overall likelihood of failure has fallen, distressed banks may not prove to be the best banking partners.

Only returning banks from the prior list are listed in bold and newly failed banks are listed in italics. 



1. THE BANK OF UNION of  EL RENO, OK 
2. THE NATIONAL REPUBLIC BANK OF CHICAGO of CHICAGO, IL 
3. EASTERN SAVINGS BANK of HUNT VALLEY, MD 
4. TEXAS COMMUNITY BANK, N.A. of THE WOODLANDS, TX 
5. AZTECAMERICA BANK of BERWYN, IL 
6. AMERICAN METRO BANK of CHICAGO, IL 
7. SLAVIE FEDERAL SAVINGS BANK of BEL AIR, MD 
8. FIRSTSECURE BANK AND TRUST CO. of PALOS HILLS, IL 
9. THE PEOPLES BANK of COVINGTON, GA
10. BEACH COMMUNITY BANK of FORT WALTON BEACH, FL 
11. PARK CITIES BANK of DALLAS, TX
12. OPTIMUMBANK of PLANTATION, FL
13. CAPITOL CITY BANK & TRUST COMPANY of ATLANTA, GA
14. CITY NATIONAL BANK OF NEW JERSEY of NEWARK, NJ 
15. ENTERPRISE BANK OF SOUTH CAROLINA of EHRHARDT, SC
16. SECURANT BANK & TRUST of MILWAUKEE, WI
17. THE COLUMBIA SAVINGS BANK of CINCINNATI, OH
18. VALLEY BANK of MOLINE, IL
19. INDEPENDENCE FEDERAL SAVINGS BANK of WASHINGTON, DC
20. CENTRUST BANK, NATIONAL ASSOCIATION of NORTHBROOK, IL
21. THE BANK OF GEORGIA of PEACHTREE CITY, GA
22. GUARANTY BANK of BROWN DEER, WI
23. FIRST SOUTHERN BANK of PATTERSON, GA
24. FIRST CITY BANK OF FLORIDA of FORT WALTON BEACH, FL
25. INDEPENDENT BANKERS' BANK OF FLORIDA of LAKE MARY, FL
26. HOMETOWN NATIONAL BANK of LONGVIEW, WA
27. DUPAGE NATIONAL BANK of WEST CHICAGO, IL
28. CECIL BANK of ELKTON, MD
29. BANK OF EASTMAN of EASTMAN, GA
30. EASTSIDE COMMERCIAL BANK of CONYERS, GA
31. BANK OF LAS VEGAS of LAS VEGAS, NV
32. STATE BANK OF HERSCHER of HERSCHER, IL  
33. LEGACY STATE BANK of LOGANVILLE, GA
34. PNA BANK DOWNERS of GROVE, IL
35. PBI BANK of LOUISVILLE, KY
36. THE HERITAGE BANK of HINESVILLE, GA
37. SECURITY SAVINGS BANK, SSB of SOUTHPORT, NC
38. SUNRISE BANK OF ALBUQUERQUE of ALBUQUERQUE, NM
39. GWINNETT COMMUNITY BANK of DULUTH, GA
40. CORNERSTONEBANK of ATLANTA, GA



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No New Failures

The Fall Top 40 is coming soon!

As of 5:30 pm EST there have been no failures. The Bank Blog will be updated throughout the evening as new information arrives.